Looking for Credit Key itself? This is not it. Credit Key accounts are opened at creditkey.com, in its app, or at a partner merchant's checkout. See how to apply for Credit Key.
How it works
- Complete the request form.
- It is shared with lenders in the network.
- If a lender can make an offer, you are shown its amount, APR and terms.
- You choose whether to accept. Declining costs nothing.
What to know first
- We are not a lender and do not make credit decisions.
- Submitting a request does not guarantee an offer.
- Lenders may check your credit, which can include a hard inquiry.
- Loans are personal: you repay from your own income whether or not the business does well.
- Availability varies by state.
Is this the right tool?
A personal loan suits a sole proprietor or very new business that needs cash. If you are buying equipment from a supplier that offers Credit Key and can repay inside 30 days, Credit Key's Net 30 is free. Compare on the alternatives page.
Common questions
Is this a Credit Key application?
No. Credit Key applications are made at creditkey.com, in its app or at a partner merchant's checkout.
Does it cost anything to request?
No. We may be paid by lenders or partners when a request is matched, which is how the site is funded. See our disclosure.
How much can I request?
It depends on the lender, your state and your profile. The form shows the range available.
Will this affect my credit score?
Submitting the form typically does not. A lender may run a credit check before finalizing an offer.