The pattern is similar across industries: a supplier offers Credit Key at checkout, the first 30 days are free, and longer plans carry a monthly fee. What changes is the size and lifespan of what you are buying, which decides whether checkout financing or a longer equipment loan is the better tool.
Financing by industry
Credit Key is offered mostly by equipment and supply distributors. Here is how it fits six trades, and what to compare it with.
Choose your trade
By industry
Restaurant equipment
How restaurants use Credit Key for ovens, refrigeration and smallwares: 0% for 30 days, fees from 1% a month, and when a lease or equipment loan is cheaper.
Read By industryJanitorial equipment
Financing floor scrubbers, extractors and cleaning supplies with Credit Key: costs, requirements for cleaning companies, and alternatives for new businesses.
Read By industryAuto repair shops
How auto repair shops finance lifts, diagnostic tools and parts with Credit Key and other options. Fees, eligibility and when equipment loans cost less.
Read By industryPackaging supplies
Using Credit Key to pay for bulk packaging, boxes and food-service disposables: Net 30 at 0%, monthly plans, and how to time orders with cash flow.
Read By industryContractors & tools
How contractors finance tools and jobsite equipment with Credit Key, supplier accounts and equipment loans. Costs, requirements and what to compare.
Read By industrySalons & spas
Financing salon chairs, stations, dryers and supplies with Credit Key or alternatives. What a new salon can qualify for and how to compare costs.
ReadCompare first. Then decide.
If checkout credit is not what you need, see what a personal loan request through our network returns.
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