The Credit Key app is available on the Apple App Store and Google Play. Borrowers use it to apply, check available spending, choose payment plans and make purchases. It is published by Credit Key; download it only from the official store listing linked on creditkey.com.
What you can do in the app
- Apply for a Credit Key line
- See how much you have available to spend
- Choose a repayment plan for a purchase
- Find merchants and make purchases
- Reach the Credit Key Card once it is activated
App or web portal?
The web borrower portal shows purchase history and upcoming payments, and it is where Credit Key's instructions for activating the card and setting up bank payments point. Use whichever is convenient; they show the same account.
Need money in hand, not checkout credit?
Request a personal loan through our lender network. It is a separate service from Credit Key and the request is free.
Staying safe
- Install from the Apple App Store or Google Play, following the link on creditkey.com.
- Credit Key will not ask for your password by email or text.
- This site is not Credit Key and has no access to your account. We never ask for Credit Key login details.
App, web portal or merchant checkout
| Task | Best place |
|---|---|
| Apply before shopping | App or Marketplace |
| Apply while buying | Merchant checkout |
| Check available credit | App or portal |
| Review payment schedule | Portal or app |
| Activate the card | Portal dashboard |
| Get help | Phone, email or chat on creditkey.com |
If the app will not let you in
Update to the latest version, confirm you are using the email you applied with, and try the web portal. If both fail, the issue is with the account rather than the app, and support can check it. See login help.
Common questions
Is the Credit Key app free?
Yes, it is free to download. Fees apply only to credit used beyond the first 30 days.
Can I apply in the app?
Yes. Credit Key lists the mobile app as one of three ways to apply, alongside merchant checkouts and its Marketplace.
Sources
Checked November 12, 2026. We link to primary sources so you can verify each figure yourself.