The Credit Key app for BigCommerce is listed at $0 upfront and $0 per month. It embeds B2B financing in checkout with credit lines up to $50,000 and terms from Net 30 to 12 months, and it can be used in store or by sales reps for offline orders. Merchants must first be approved by Credit Key.
What the listing covers
| Detail | Listing |
|---|---|
| Upfront fee | $0 |
| Recurring fee | $0 per month |
| Buyer credit line | Up to $50,000 |
| Terms | Net 30 up to 12 months |
| Channels | Checkout, point of sale, sales-rep orders |
| Partner tier | Preferred |
| Multi-storefront | May not be fully compatible; ask Credit Key |
What it does not say
The listing gives no transaction fee, payout schedule or merchant eligibility criteria. Those sit in the merchant agreement. Credit Key's own pages state payment within 48 hours of shipping. See merchant fees for the questions to ask.
Need money in hand, not checkout credit?
Request a personal loan through our lender network. It is a separate service from Credit Key and the request is free.
Setup
- Apply and get approved as a Credit Key merchant.
- Install the app from the BigCommerce marketplace.
- Follow the BigCommerce guide in Credit Key's developer docs.
- Test an order end to end, including a refund.
Selling beyond the web checkout
The listing notes Credit Key can be used at point of sale and by sales reps for offline orders. For distributors that take many orders by phone, that matters more than the checkout button. Ask how offline orders are created and authorized, and whether your reps need separate logins.
Common questions
Is the Credit Key BigCommerce app free?
The app is listed at $0 upfront and $0 monthly. Per-order pricing is separate and not published.
Does it work with multiple storefronts?
The listing says it may not be fully compatible and to contact Credit Key.
Sources
Checked November 12, 2026. We link to primary sources so you can verify each figure yourself.